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soon circulate among the poor? And whether any man borrows but
with an intent to circulate?
95 Whether both government and people would not in the event be
gainers by a national bank? And whether anything but wrong
conceptions of its nature can make those that wish well to either
averse from it?
96 Whether it may not be right to think; and to have it thought;
that England and Ireland; prince and people; have one and the
same interest?
97 Whether; if we had more means to set on foot such manufactures
and such commerce as consists with the interest of England; there
would not of course be less sheep…walk; and less wool exported to
foreign countries? And whether a national bank would not supply
such means?
102 Whether business in general doth not languish among us?
Whether our land is not untilled? Whether its inhabitants are not
upon the wing?
104 Whether our circumstances do not call aloud for some present
remedy? And whether that remedy be not in our power?
106 Whether; of all the helps to industry that ever were
invented; there be any more secure; more easy; and more effectual
than a national bank?
107 Whether medicines do not recommend themselves by experience;
even though their reasons be obscure? But whether reason and fact
are not equally clear in favour of this political medicine?
117 Whether therefore a tax on all gold and silver in apparel; on
all foreign laces and silks; may not raise a fund for the bank;
and at the same time have other salutary effects on the public?
118 But; if gentlemen had rather tax themselves in another way;
whether an additional tax of ten shillings the hogshead on wines
may not supply a sufficient fund for the national bank; all
defects to be made good by Parliament?
119 Whether upon the whole it may not be right to appoint a
national bank?
120 Whether the stock and security of such bank would not be; in
truth; the national stock; or the total sum of the wealth of this
kingdom?
121 Whether; nevertheless; there should not be a particular fund
for present use in answering bills and circulating credit?
122 Whether for this end any fund may not suffice; provided an
Act be passed for making good deficiencies?
123 Whether the sole proprietor of such bank should not be the
public; and the sole director the legislature?
124 Whether the managers; officers; and cashiers should not be
servants of the pubic; acting by orders and limited by rules of
the legislature?
125 Whether there should not be a standing number of inspectors;
one…third men in great office; the rest members of both houses;
half whereof to go out; and half to come in every session?
126 Whether those inspectors should not; all in a body; visit
twice a year; and three as often as they pleased?
127 Whether the general bank should not be in Dubin; and
subordinate banks or compters one in each province of Munster;
Ulster; and Connaught?
128 Whether there should not be such provisions of stamps;
signatures; checks; strong boxes; and all other measures for
securing the bank notes and cash; as are usual in other banks?
129 Whether these ten or a dozen last queries may not easily be
converted into heads of a bill?
130 Whether any one concerns himself about the security or funds
of the banks of Venice or Amsterdam? And whether in a little time
the case would not be the same as to our bank?
133 Whether it be not the most obvious remedy for all the
inconveniencies we labour under with regard to our coin?
134 Whether it be not agreed on all hands that our coin is on
very bad foot; and calls for some present remedy?
135 Whether the want of silver hath not introduced a sort of
traffic for change; which is purchased at no inconsiderable
discount to the great obstruction of our domestic commerce?
136 Whether; though it be evident silver is wanted; it be yet so
evident which is the best way of providing for this want? Whether
by lowering the gold; or raising the silver; or partly one;
partly the other?
137 Whether a partial raising of one species be not; in truth;
wanting a premium to our bankers for importing such species? And
what that species is which deserves most to be encouraged?
138 Whether it be not just that all gold should be alike rated
according to its weight and fineness?
139 Whether this may be best done by lowering some certain
species of gold; or by raising others; or by joining both methods
together?
141 Whether the North and the South have not; in truth; one and
the same interest in this matter?
143 But; whether a pubic benefit ought to be obtained by unjust
methods; and therefore; whether any reduction of coin should be
thought of which may hurt the properties of private men?
144 Whether those parts of the kingdom where commerce doth most
abound would not be the greatest gainers by having our coin
placed on a right foot?
145 Whether; in case a reduction of coin be thought expedient;
the uttering of bank bills at the same time may not prevent the
inconveniencies of such a reduction?
146 But; whether any pubic expediency could countervail a real
pressure on those who are least able to bear it; tenants and
debtors?
147 Whether; nevertheless; the political body; as well as the
natural; must not sometimes be worse in order to be better?
150 What if our other gold were raised to a par with Portugal
gold; and the value of silver in general raised with regard to
that of gold?
151 Whether the pubic ends may or may not be better answered by
such augmentation; than by a reduction of our coin?
152 Provided silver is multiplied; be it by raising or
diminishing the value of our coin; whether the great end is not
answered?
154 Whether; if a reduction be thought necessary; the obvious
means to prevent all hardships and injustice be not a national
bank?
155 Upon supposition that the cash of this kingdom was five
hundred thousand pounds; and by lowering the various species each
one…fifth of its value the whole sum was reduced to four hundred
thousand pounds; whether the difficulty of getting money; and
consequently of paying rents; would not be increased in the
proportion of five to four?
156 Whether such difficulty would not be a great and unmerited
distress on all the tenants in the nation? But if at the same
time with the aforesaid reduction there were uttered one hundred
thousand pounds additional to the former current stock; whether
such difficulty or inconvenience would then be felt?
158 Whether in any foreign market; twopence advance in a
kilderkin of corn could greatly affect our trade?
159 Whether in regard of the far greater changes and fluctuations
of prices from the difference of seasons and other accidents;
that small rise should seem considerable?
162 Whether; setting aside the assistance of a national bank; it
will be easy to reduce or lower our coin without some hardship
(at least for the present) on a great number of particular
persons?
163 Whether; nevertheless; the scheme of a national bank doth not
entirely stand clear of this question; and whether such bank may
not completely subsist and answer its ends; although there shou